A simple system for financial clarity

No complex spreadsheets. No bank connections. Just a beautifully simple way to understand and control your money.

The Layline Method

Four simple principles that help thousands of people transform their relationship with money

Track every dollar

Awareness is the first step to change. By logging your transactions—even the small ones—you build a complete picture of where your money actually goes.

It takes just seconds to add a transaction in Layline. The app learns your habits and suggests categories, making it effortless to stay on top of your spending.

Step 1: Track

Step 2: Budget

Give every dollar a job

Create budgets for the things that matter to you. Whether it's groceries, entertainment, or saving for a vacation—assign your money a purpose before you spend it.

This isn't about restriction—it's about intention. When you decide in advance how to use your money, you spend confidently without guilt or worry.

Roll with the punches

Life happens. Budgets are meant to be flexible. If you overspend in one category, simply adjust another. No guilt, no failure—just adapt and move forward.

Layline makes it easy to see where you stand and adjust on the fly. Your budget is a living document, not a rigid rulebook.

Step 3: Adjust

Step 4: Grow

Age your money

The ultimate goal: break the paycheck-to-paycheck cycle. As you budget consistently, you'll start spending money you earned weeks or months ago.

This is where true financial freedom begins. When your money has time to sit before you spend it, stress disappears and opportunities appear.

Why this method works

Based on proven behavioral psychology principles

Awareness Creates Change

Studies show that simply tracking behavior leads to improvement. The act of recording your spending makes you more mindful of every purchase.

Intention Beats Willpower

Pre-committing to how you'll spend money is more effective than relying on in-the-moment decisions. Budgeting removes the mental burden of constant choices.

Progress Motivates

Seeing your savings grow and budgets stay on track creates positive feedback loops. Small wins build momentum for bigger financial goals.